How to Prepare for the Unexpected as an Adult

When you’re a kid or young adult, you probably don’t think much about how your actions might affect your future. For example, you may make a purchase without checking your bank account first, thinking that everything will work out because your parents’ bank account is linked to yours through overdraft protection.

However, as you start to get into your 20s and graduate from college, it’s important to consider how your actions are preparing you for the future. Here are a few guidelines to follow so that you’re ready to face the unexpected.

Find a job you love

Having a job you love can really set you up for success as an adult. Far too many recent graduates are “underemployed,” a phrase which means their pay is far below what their degree and credentials should command.

In her book The Defining Decade, Dr. Meg Jay discusses the concept of identity capital and how you can go about acquiring the skills and experiences that give you value as an individual in the job market. By having a job that you want to pursue, even if you can’t get the job immediately, you can work towards your goal by picking experiences that help you reach that job. Once you have a job you love, then you have a sustainable source of income and a job that you are happy doing.

Flip-flopping across industries and internships while working as a barista isn’t a way to work towards a reliable income doing something you love. By determining how to acquire more identity capital that you can cash in on a worthwhile career, you’ll be setting yourself up for a valuable career in the long run.

Prep for retirement

Once you have a good job, make sure that you’re preparing for retirement. It may seem like you’ve got plenty of time to do this over the course of your career. However, the earlier you can start saving for retirement, the more money you’ll make in the long run.

This is all because of the magic of compound interest, which can do yeoman work for you, even with small contributions of $100 each month. The difference between saving for retirement starting at age 25 and starting at 35 is staggering, with younger people investing less money and still outpacing their older counterparts.

The sooner you can start saving for retirement, the more money you’ll have when you retire, making it much easier to keep up the cost of living that you’ll become accustomed to over the course of your life. 

Get yourself insured

Having insurance is another way to protect the time and money you spend investing in yourself. This is because having health, dental, and vision insurance can be the difference between $3,000 in out-of-pocket expenses or a simple $400 medical bill.

Even simple medical conditions that you may be diagnosed with over the course of your life can come with costly prescriptions if you don’t have good health insurance. While it may seem counterproductive to do in your 20s, if you use an online website to help compare health insurance, you’ll be able to find a good plan that gives you the coverage you need without breaking the bank.

When it comes to preparing for the unexpected as an adult, the most important concept is to invest in yourself. By focusing on your income, health, and retirement, you can set up protective measures that allow you to go after your goals with the peace of mind that you have safeguards in place to ensure you reach your goals.

Find a job you love that pays well, purchase health insurance, and start saving for retirement, and you’ll be well on your way to a long and fruitful life on whatever path you choose.

Becoming MCSD App Builder Certified –How to Prepare for Microsoft 70-487 Exam

Microsoft Corporation is undoubtedly one of the leading tech companies in the world. With the advent of cloud computing technologies, Microsoft Azure solutions are poised for growth given the popularity of the firm’s operating systems. Therefore, the demand for IT experts who can develop software that can integrate well with this technology continues to grow. If you are up to the challenge, you need to pass Microsoft 70-487 exam. 

Here is what you should expect in your certification path.

Exam prerequisites

In order to sit for this exam, you must possess the Developing Microsoft Azure and Web Services Web Applications certification. It means that you’ve passed 70-480 or 70-483 and 70-486 exams. You will also need to have at least three years’ experience developing ASP.NET MVC-based solutions. In addition, you need to be skillful in developing Web applications, working with HTTP services. This means that this intermediate certification is ideal for IT professionals who are well versed with building and deploying server solutions in multi-layered environments such as cloud-based Windows Azure.

What the exam covers?

70-487 exam is known as Developing Microsoft Azure and Web Services. This test covers six broad topics. Each topic has its own percentage in the exam. For instance, accessing data, using the Entity Framework to query and manipulate, together with building and using Web-based APIs services each account for 20-25 % of the exam questions. On the other hand, designing and implementing web services and deploying such services, each account for 15-20% of the test questions.

These percentages help you manage the time efficiently and see which topics need more time for learning.

Exam information

The Prepaway Microsoft 70-487 exam costs $165 and you can easily register for this test by visiting the Microsoft registration portal . It is also important to note that this exam is available in multiple languages such as English, Simplified Chinese, French, German, Portuguese, and Japanese. This gives the options to choose a language that they understand best for optimal performance.

One unique feature of this test is that it does not show numerical scores but rather a simple pass or fail status. It, however, provides score bars for each topic showing areas where the candidate is weak or strong.

Available exam preparation resources

When preparing for this exam, it is important to use quality resources which are likely to improve your chances of passing. Since most of these resources come at a price, it is wise to go for learning materials that give you the right information at an affordable fee. This way, you will manage your budget well and get value for money.

Here are some of the useful resources from Microsoft you can use:

1. Online Courses

a) Building Your Azure Skills Toolkit

This is a free course designed by Microsoft to help you learn how to integrate Microsoft Azure services into your applications. It lasts for 2-3 hours per week for 5 weeks at no cost. However, before taking this course, you will need basic programming skills in C, Java, C#, or JavaScript. 

b) Developing Microsoft Azure and Web Services – Course 20487D

Microsoft has partnered with various companies around the world to provide this course online on-demand to candidates preparing for this exam. The content of this course is approved by Microsoft and is designed to offer in-depth training. It represents instructor-led video courses and hands-on labs to build your coding skills. Getting this option, you receive three months access and you are at liberty to study at your own pace.

For those who prefer classroom training, you can arrange to be trained by a Microsoft approved partner near you at a fee. In this arrangement, the course content is delivered within five days. Here you get to interact with the tutor and ask any questions you may have. It also gives you the option to attend classes in person or remotely.

c) Microsoft Learn Free Courses

The Microsoft Learn online platform comes with a list of courses that can help you prepare for your exams. These include Deploy a website to Azure with Azure App Service and Publish a web app to Azure with Visual Studio, just to mention a few. Here, you can browse several free courses that will equip you with basic knowledge on developing Microsoft Azure services.

The beauty of these courses is that they are free. The courses are creatively designed to offer a hands-on learning approach that allows learners to master key concepts with ease. It is, however, important to mention that Microsoft Learn offers to gain and improve your basic skills. You will need to check out for additional learning resources that cover advanced topics.

2. Book: Developing Windows Azure and Web Services

Seasoned Microsoft software developers, William Ryan, Wouter de Kort, and Shane Milton have authored this book. It is based on the Microsoft 70-487 exam and is generally meant for experienced programmers who want to master top skills in Windows Azure and Web service development. This book is focused on the core objectives of 70-487 test. It features what-if scenarios that challenge you to critically think and build superior solutions. This e-book goes for about $32 and is sure to provide you with insights that enable you to pass your exam.

3. Practice Test

Microsoft offers certified practice exams to help you test your understanding of various topics. This package comes with 174 questions and is designed to mimic the exam conditions. It is a good way to get you prepared for the real test. The practice test package goes for about $99-$109 depending on how long you want to access the material.

4. Other Resources

You can use other free and paid resources from online sites such as Examsnap. This is an online platform which you can fully trust, as the materials available there have been created by IT experts and real exam takers. These range from free exam dumps to paid premium bundles and video lectures. The good thing with such materials is that they are affordable and structured to give you a high chance of passing your exam at the first attempt.

If you are working on a tight budget, you can subscribe to free YouTube channels from reputable IT professionals who will help you grasp key exam concepts at no extra penny.


Passing the Microsoft 70-487 exam earns you the coveted MCSD Web Builder certification. Before sitting for this exam, you must be an experienced developer with the MCSA certification in Web Applications. Holders of the MCSD App Builder credential get the opportunity to work for leading tech companies such as Google, Inc., Microsoft Corp, and Avanade Corporation. You also stand a chance to be paid more for your skills as the average pay for such professionals is about $100K.